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Commercial Real Estate

Purchase, refinance or bridge — repaid monthly.

15 yrsFunding U.S. small business since 2011

8Financing structures under one roof

24 hrsFastest time to funded

Own capitalDirect on our core products

At a glance

Property finance, including the short-dated kind

Acquisition and refinance facilities for owner-occupied and investment property, plus bridge facilities when timing matters more than term. All repaid monthly.

Best suited to: Buying premises, refinancing a maturing facility, or bridging to a permanent loan.

Monthly payments

Loan amount$250,000 – $20,000,000
RepaymentUp to 25 years; bridge from 12 months
Payment scheduleMonthly
TimelineTypically 30 – 60 days
Property typesOwner-occupied and investment
UsesPurchase, refinance, bridge

This product is arranged with participating lenders or funding partners rather than funded from our own balance sheet. We will tell you who the lender is before you proceed.

Apply for CRE & Bridge Talk to a desk

Commercial office buildings against a clear sky

What you get

How this works in practice

Owner-occupied and investment property both considered.
Bridge facilities where the timing matters more than the term.
Monthly payments across every structure.
Refinance a maturing facility before it becomes urgent.
Larger transactions are arranged with funding partners.

How it works

Three steps. One desk.

See the full process

Send us the file

A short application and a read-only look at your business bank activity. Ten minutes, no fee, no obligation.

We decide

Our own underwriters review it. On core products the capital is ours, so the answer comes from us — not a panel you never meet.

Sign and get funded

Terms in writing, total cost on the page. Sign electronically and funds move — in as little as 24 hours.

What we look at

Four things. None of them a mystery.

We underwrite on how the business actually trades — time in operation and real revenue moving through the account.

1 year in business

Your business has been trading and generating revenue for at least twelve months.

$180,000 annual revenue

Gross annual revenue of $180,000 or more, evidenced by recent bank statements.

Business bank account

An active business account in the legal name of the company.

U.S.-based operation

Registered and trading in the United States.

Questions

About cre & bridge

Short-dated finance that carries you from one position to another — typically from acquisition to a permanent loan, or across a refinance gap. Terms start at twelve months and repay monthly.

A merchant cash advance, working capital loan or equipment approval can fund in as little as 24 hours. Term loans and lines of credit typically run 48 hours. Commercial real estate runs 30 to 60 days and SBA 30 to 90 — those two involve more documentation and, in the SBA case, a participating lender.

Every product we offer repays monthly except the merchant cash advance, which remits weekly. That is deliberate: weekly remittance is what lets an advance track your sales rather than land as a single monthly charge.

Other structures