What owners say after the money lands

“We take cards all day and the weekly remittance just tracks that. In a slow February it never felt like a cliff.”

Danielle OseiOwner, Osei & Co. Kitchen · Atlanta, GA

“The term loan closed in two days. Fixed monthly payment, end date on the page, no surprises since.”

Ray WhitfieldOwner, Whitfield Barber Co. · Detroit, MI

“Factoring changed how we bid. We stopped pricing in the sixty-day wait because we no longer wait sixty days.”

Maren HollowayDirector, Holloway Floral Supply · Portland, OR

“They told me on day one the SBA route would take ninety days. It took eighty-four. I’d rather hear the real number.”

Ingrid VasquezOwner, Vasquez Provisions · Santa Fe, NM

“Two ovens died in the same week. Equipment financing had replacements installed before the weekend rush.”

Andre KovacHead Chef & Partner, Kovac Bakehouse · Milwaukee, WI

“One person handled the whole file. The number quoted on Tuesday was the number I signed on Thursday.”

Samir HaddadOwner, Haddad Market · Nashville, TN